What's a Commonwealth Direct Investment Account (CDIA)?

The CDIA for CommSec is a cash management account specifically designed for CommSec share traders, allowing you to access your funds, when and where it suits you. That's why we say it’s 'always on'.

'Always on' means your money is always ready to work for you, however you want it to, such as:

  • Seamless settlement of trades, so you can take advantage of investment opportunities as they arise, without having to transfer funds between accounts
  • Low brokerage from just $10.00 per trade when you settle to your CDIA*
  • Earn tiered interest between investments without the hassle of having to move funds between accounts
  • Transact real-time on your cash account through NetBank, CBA's leading online banking platform
  • A full range of transaction functions and at-call access to your cash, plus an optional CBA Debit MasterCard™

For more information about the CDIA, click here.


*To be eligible, you must trade online, be CHESS Participant Sponsored with CommSec and settle your trades through either a CDIA or a CommSec Margin Loan.

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